Financial Seminars 2019
These free Financial Seminars, held at Chatswood Library, are brought to you by Willoughby City Library and the Dept of Human Services — Financial Information Service.
Bookings open online approximately four weeks prior to each session
財務講座 Financial Seminars
Accommodation Options in Retirement - bookings open in January
Thursday, Feburary 7, 2019 at 1.30pm to 3pm
Retirement can be a time when you contemplate a number of changes, many of which might involve changing where you live. This may mean moving from your current home (whether you own or are renting) into a similar or smaller home, or maybe into a retirement village.
Later on you may need to move in with family or friends or require ongoing care to assist you with daily living. This session will help you understand your options and the financial side of your living arrangements.
- Choice to own a home or not
- Financial considerations
- Granny Flat Interest and Reverse Mortgage
- Centrelink assessment
- Moving into Aged Care – the basics
Understanding Aged Care Costs
Thursday, 21 February,2019 at 1.30pm-3pm
Sometimes, age and frailty can mean older people can no longer live independently in the community. As a consequence, they may need assistance with daily living and nursing care to remain at home or be admitted into residential aged care depending on their care needs.
This session will help you understand the financial side of Aged Care and will cover the following; Home care and Residential care, fees and charges, the family home, Pension considerations, financial planning and case studies.
Understanding Age Pension and Your Choices
Monday, 4 March 2019 at 1:30pm-3pm Thursday, 21 February,2019 at 1.30pm-3pm
This seminar is intended for those who are nearing retirement or retired and wants more information about Eligibility to Age Pension and other payments.
- Qualification for Age Pension
- Work Bonus
- Claiming the Age Pension
- Income and assets, deeming rules, gifting, etc.
- Rights and Obligations
- Other Centrelink payments and services
Understanding your Pension
Monday, 18 March 2019 at 1:30pm-3pm
How your pension is calculated, assessment of income and assets, choices and consequences and more.
This is targeted to people who are already retired and receiving an age pension, those who are over age pension age and wants to know more about the Age pension, those nearing retirement and are intending to apply for a Pension.
Thursday, 28 March 2019 at 6:00pm-7.30pm
Get to know how superannuation works, fund choices and investment options, contributions and access rules.
Impact on Social Security and taxation, Superannuation options in retirement and Superannuation legislation.
Understanding Retirement Income Streams
Thursday, 11 April 2019 at 6:00pm-7.30pm
Learn what retirement income streams are and how they work, Options available such as Allocated Pensions and Annuities, Social Security assessment, Tax treatment of income streams, choices and consequences.
Investments for Retirement
Monday, 29 April 2010 at 1:30pm-3pm
Understand the basics of investing and how they fit into your retirement income needs. The session will cover investment options and how they work, how Centrelink treats your investments under the income and assets test, basic taxation information, financial planning and some estate planning issues.